When asked what they would most like to see in a website that would give an instant term life quote, there were several common requests. I would like to share with you the most common answers and why they answered that particular way.
1) We would like a hassle free life insurance website.
When asked what would be considered a "hassle free" website the replies often centered on no human contact. They had nothing against insurance agents but did not want to have to talk to one just to get a quote.
2) Getting Instant Quotes.
People are in a hurry and in this age of computers they know someone should be able to supply the quotes as soon as the information is submitted. They do not want to wait 24 hours for an insurance agent to call them back with the quote. They also did not want to talk to an agent because of the fear that the agent will try to up sell them on their quote.
3) We would like to see multiple A rated companies quoted side by side.
They want to see quotes at the same time from different insurance companies so they can do their comparison shopping without retyping all their information on a bunch of different websites. They also wanted to see A rated companies that they are familiar with so they would know that the rates are the best.
4) We would like it if there was some way to tell what" health class" we should be.
Again this comes down to the fact that there is so much technology in the world today that they should be able to distinguish between a "preferred" rate class and a "standard" rate class. This also helps in getting an accurate term life quote and that is what everyone really wants.
When asked the importance of choice as far as the length of time it may take to get their policy underwritten people said they would also like that information on the website if it would be possible. This would be the recipe for a great term life quote website that could offer choices that would help people buy their life insurance and feel good about it!
Well I am pleased to let everybody know that there are a few websites just like the one described above on the web today.
W A Henderson: is a Partner of the Henderson-Kosor Insurance Solutions Agency. He frequently writes articles about Life Insurance Topics and the importance of working with an agent that can offer you a variety of insurance companies to work with. He strongly believes that an agent should work for his/her clients. To work with an agent that will work for you visit us at http://www.LifeQuotes4You.com
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